Job Details

Head of Credit & Operations — Private Lending (Ground-Up Build Role | DSCR & RTL Required)

Location: Remote | Compensation: $75K–$135K + bonus up to 2x base

Our client, a fast-growing private real estate lender, is seeking a Head of Credit & Operations to build and lead the company's credit function from the ground up. This is a hands‑on leadership role — you'll be directly underwriting loans while designing the operational and policy framework that will scale the business.

Key Responsibilities

• Lead underwriting execution for a growing private‑lending portfolio
• Build and manage credit and fund‑level operations
• Develop and maintain underwriting and credit policies
• Execute secondary‑market strategies to optimize returns and control risk
• Collaborate with leadership on new product development and scalability
• Oversee a small operational team (0–2 direct reports)

Requirements

• 5+ years of private‑lending experience (bridge, DSCR, fix & flip, or construction)
• Proven hands‑on underwriting background — not just management
• Deep knowledge of DSCR and RTL loans
• Strong understanding of credit risk, fund management, and operational buildout
• Experience in secondary execution and capital strategy
• Must reside in the U.S. and be currently active in the industry

Compensation & Benefits

Base: $75,000–$135,000
DOE Bonus: Up to 2x base (performance-based)
Benefits: Health insurance (75% employer‑paid after 90 days)
Schedule: Monday–Friday, standard business hours
Work Model: Fully remote